Guide>Are you still interested?>WHY MOVE TO A CCRC NOW?

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Why would I want to move to a CCRC when there are so many other places to live.

Why do people move to CCRCs?

• They want to maintain a social lifestyle while aging.
• They want to enjoy life without having to worry about maintaining a home, getting quality healthcare, and doing the same old routine chores every day for the rest of their lives.
• Secure private accommodations in a variety of styles with many amenities and with a wide range of pricing options.
• A continuum of services at a single location, including dining, housekeeping, social and recreational programs, transportation, and healthcare services, as needed.
• Payment plans that may allow home equity to help keep monthly expenses at a lower level and that may offer a refund of a portion of the entrance fees.
• Possible medical expense income tax deduction for certain fees paid to the CCRC
• Protection against the loss of accommodations and services if the resident exhausts his or her funds.

Some overlooked benefits

CCRCs are often overlooked by young “sixty-somethings.” Not only do you get the benefits of independent living, along with many benefits and amenities you may find at a resort or fine hotel, you also benefit from the ‘invisible’ safety net that is there should you find yourself in need of medical care, long before you thought the need would ever arise. No one likes to think that it may happen to them, but the reality is that even physically fit, and otherwise healthy people, have sudden heart attacks, strokes, etc.

• When you live in a CCRC, there is no mad rush by loved ones to find an assisted living, skilled nursing, or memory care facility. There is no having to accept substandard care because it is the only care facility with an opening. There is no need to sell your house and move at a time when you cannot handle the mental and stress. Residents at CCRCs are prepared for the inevitabilities of aging.
• It is difficult to get into independent living at a CCRC with an existing serious medical condition and many CCRCs do not accept non-residents directly into their assisted living and skilled nursing residences, so if you postpone a move to a CCRC until you are “old,” it may be too late to get in.
• If you wait until you are “old” to move to a CCRC, you may be too old to take advantage of all the benefits and amenities it offers and it may not be a cost-effective move considering you probably will not live long enough to enjoy what you have spent so much to get.

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